Simple steps can have a big impact on your money situation

Simple steps can have a big impact on your money situation Doing nothing may be the path of least resistance, but it could cost you in the long run. Taking a few simple steps can be the difference between forging ahead financially and merely coasting along. And, action – rather than inertia – can pay off in regard to both saving, and making money. Take a closer look at key service providers On the savings …

Retraining your savings brain

  Retraining your savings brain Where there’s a will there’s a way, especially when it comes to saving. The latest scientific findings reveal that although fewer than 25 per cent of us have a genetic predisposition to squirrel money away for the future, we can all learn to save if we set our mind to it. According to Dr Hersh Shefrin of Santa Clara University in California, a further 25 per cent of people will …

Saving for that special something

Saving for that special something Most of us have things we want but not everyone can simply go out and buy them. Whether it’s a new car, an overseas trip or a deposit for your first home, that something special is achievable if you are realistic and put in place a disciplined savings program. Common questions to consider Some questions you may wish to consider include: Where does all my money go? How much should …

5 Small Life Changes that Can Boost Your Monetary Savings

5 Small Life Changes that Can Boost Your Monetary Savings Aristotle once quoted that excellence is not an act, but a habit. The quote of the famous Greek philosopher can also be applied to managing your personal finances. You significantly improve your financial position by making small changes in your habits. Don’t know which habits to change to attain greater financial freedom? Then read on as we detail 5 small changes in your life that …