Tag: Retirement

Turning redundancy into retirement

Turning redundancy into retirement When voluntary redundancy is on the table, taking a severance package and early retirement can be very appealing. But is it the right decision for you? We talked to CERTIFIED FINANCIAL PLANNER® professional Anne Graham, principal financial planner at Sigma Wealth, about what you need to consider when looking at voluntary redundancy as an early retirement strategy. What should you think about when you’re offered redundancy, regardless of your age? When …

Blog / Money & Life - Work & Retirement / Money & Life by FPA   / / / / / / / /

Best places to retire in Australia and overseas

Are you seeking better value for money, or a better lifestyle, in retirement? If so, here’s some retirement locations to consider.

Blog / FP - Pre - Retirement Planning / FP - Retirement   / / / / / / /

How can I protect my super in retirement? (Video)

How can I protect my super in retirement? (Video)  Andrew Donachie CFP® Andrew Donachie is the National Financial Planning Manager at First State Super. Andrew has 12 years’ experience as a financial planner and is CFP® qualified. As part of the Financial Planning Association’s Ask a Planner video series, Andrew Donachie CFP® answers the commonly asked question, “What are some of the options to protect my super in retirement?” If you have a question …

Blog / FP - Pre - Retirement Planning / FP - Retirement / FP - Super - Accumulation / Money & Life - Ask a Planner / Money & Life by FPA   / / / /

Retirement planning – make the most of your money

Retirement planning – make the most of your money Little things can make a big difference to how long your money lasts in retirement. When it comes to retirement planning, you’ll want to make the most of your money, after all you don’t want to fritter away the savings you’ve worked all your life to achieve. So, whether you’re living a comfortable or modest lifestyle in retirement, there are still ways to make your money go further …

Blog / FP - Pre - Retirement Planning / FP - Retirement   / / / / /

The Retirement Series: longevity 

The Retirement Series: longevity  Australians are living longer, with men and women alike enjoying a life expectancy beyond their eightieth birthday1. According to the United Nations, we now have the third highest male and female combined life expectancy in the world, behind only Japan and Switzerland2. It’s great news for all of us hoping to enjoy life’s pleasures and passions during a long and healthy retirement. Provided we’re prepared for it, because we’re not …

Blog / E - NATSEM / FP - Pre - Retirement Planning / FP - Retirement / FP - Super - Accumulation   / / / /

Should I be more conservative with my super leading into retirement? (Video)

Should I be more conservative with my super leading into retirement? (Video)  Andrew Donachie CFP® Andrew Donachie is the National Financial Planning Manager at First State Super. Andrew has 12 years’ experience as a financial planner and is CFP® qualified. As part of the Financial Planning Association’s Ask A Planner video series, Andrew Donachie CFP® answers the commonly asked question, “Should I be more aggressive or conservative with my superannuation strategy in the lead …

Blog / FP - Pre - Retirement Planning / FP - Retirement / Money & Life - Ask a Planner / Money & Life by FPA   / / / / /

Retirement travel: Holiday money saving tips

Retirement travel: Holiday money saving tips Ways to save when your bank balance doesn’t quite match your retirement travel goals. One of the great perks of life after work is your ability to travel whenever you like, but what do you do when your bank balance doesn’t quite match your retirement travel goals? Never fear, these five holiday hacks will help you tick off your bucket list and save money while you’re at it. Smart …

Blog / FP - Budgeting   / / / / / / / / / / / / /

Early retirement – is it right for you?

Early retirement – is it right for you? International research shows leaving work early may not be so good for your life expectancy. We bring you a checklist of things to consider before you leave work and ride off into the sunset for your happily ever after. Retire early for a longer life? If you’ve already squirreled away enough super for an early retirement, it’s probably pretty high on your list of priorities. But money …

Blog / FP - Pre - Retirement Planning / FP - Retirement / Money & Life - Work & Retirement / Money & Life by FPA   / / / / / / / / / / /

Retirement and your mental health

Retirement and your mental health It can be hard to stay engaged and keep a positive outlook in retirement, but advances in technology can help enormously. For example, if you are interested in volunteering, websites such as Good Company can instantly put you in touch with hundreds of opportunities, charities and individual projects. Or other options such as renting out a spare room on Airbnb or driving for Uber will not only contribute to keeping you more connected, you can also …

Blog / Money & Life - Work & Retirement / Money & Life by FPA   / / / / / / / / / / /

5 reasons to save for retirement

5 reasons to save for retirement Saving for retirement might not seem important, especially when there’s the super guarantee and aged pension to fall back on. But employer contributions and government benefits may not keep you as comfortable in later life as you’d like. Here are 5 reasons to make saving for your super a priority in the coming year.  Whether you’re near retirement or not, it’s important to get your head round what to …

Blog / FP - Pre - Retirement Planning / Money & Life - Work & Retirement / Money & Life by FPA   / / / / / / /