Where Does All My Money Go? Time to Learn Money Management!

Where Does All My Money Go? Time to Learn Money Management! Ever get frustrated that why the money you earn is never enough to satisfy your needs? If yes, then you are not alone. Almost every other person is wondering where on earth do they spend all their money. If you don’t want to be bothered by this question ever again, then you need money management! You might have come across the term a million …

Should I take my super as a lump sum or not?

Should I take my super as a lump sum or not? When it comes to accessing your super, it’s important you make the right choice. You’ve spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both? Let’s weigh up the alternatives so you can start to consider what may be best for you. Taking a lump sum If your super has been …

Relationship breakdown

Relationship breakdown It’s a sad fact, but according to figures released by the Australian Bureau of Statistics in 2012, there were 49,917 divorces granted in Australia, an increase of 982 (2.0%) compared to 2011. People between 40-44 years of age had the highest percentage of divorces granted, with 16.9% of males and 17.6% of females being granted a divorce falling in the age group in 2012. In the midst of all the emotional turmoil caused …

How can we help? Take control of your super

How can we help?  Take control of your super Getting your super sorted How can we help?  Take control of your super. Retirement may seem like a long way off, but putting money into super now is still a tax effective way to invest your money. That’s because some types of contributions you make and the investment earnings on those contributions, are taxed at concessional rates. Not only is super a tax effective way of …