Living longer, working longer and super balances larger

Living longer, working longer and super balances larger  Australians with the best life expectancy in history will have to work longer in order to be able to fund their retirement. But new research has found only half of all working Australians will be healthy enough to work in to their golden years. The latest AMP.NATSEM report, Going the distance: Working longer, living healthier, has found the majority of Australians have less than a 50 per …

Budgeting Tips for Parents

Budgeting Tips for Parents Having a baby is one of the most beautiful feelings in the world and also a life changing event. The birth of a baby can change your life drastically and similar is the effect on your finances. With the birth of a baby the financial picture that you once painted need to be repainted and in such time it is more important than ever to have an accurate budget made and …

Planning a Vacation? Few Money Saving Tips to Remember!

Planning a Vacation? Few Money Saving Tips to Remember! Planning some fun time with family? Great! But you don’t want your vacation to disturb all your finances, do you? Then think about the ways you can make your vacation really economical. Here in this post, we have summed up for you that can make your leisure time even more memorable. Have a look: Compare Sites To Get The Best Deal! When making bookings and looking …

5 Tips to Straighten Out Your Finances

5 Tips to Straighten Out Your Finances Are your finances a mess? Do you need a way to get out of the mess you have created for yourself? Well, we will give you not one, but six ways that will help you straighten out your finances. Memorize the following five ways by heart: 1.     How Much Do You Owe The Bank? Figure out the debt on all your credit cards, but try not to scream …

EOFY (End of Financial Year) Tips

EOFY (End of Financial Year) Tips Act before 30 June! There are strategies to help you pay less tax this year but you’ll need to get started before 30 June. Explore the tabs below to find out how to keep more of your money with our EOFY (End of Financial Year) Tips.   Keep more in your hand this financial year With the financial year-end fast approaching, now’s the time to think about how you …

Should I take my super as a lump sum or not?

Should I take my super as a lump sum or not? When it comes to accessing your super, it’s important you make the right choice. You’ve spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both? Let’s weigh up the alternatives so you can start to consider what may be best for you. Taking a lump sum If your super has been …

How to make working later in life work for you

How to make working later in life work for you Tips for taking a freestyle approach to work and retirement  The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations—we’re no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing,[1] people living longer[2] and concerns about whether we have enough money in our super, we …

Phone security: get switched on

Phone security: get switched on Keep your money, identity and personal information safe Have you ever left your phone behind? It’s an odd feeling—like part of you is missing. And even though you’ll only feel right with it back in your hand, if your phone’s secure you’ll have peace of mind that your money and identity are safe in the meantime. Make sure your phone’s not susceptible to viruses and, if lost or stolen, that …

Investing in a holiday home

Investing in a holiday home       Is it really your great Aussie dream? Read more. It happens every year. You’re strolling down the high street of your local beachside town enjoying a long hot summer with the family when a holiday home in the real estate agents’ window catches your eye. And you start thinking: “If we had our own place, we could go there all year ‘round and instead of contributing to someone else’s …

Household Budgeting- The Best Way To Save Money!

Household Budgeting- The Best Way To Save Money! Running a household is just like running a business. You have to manage finances and work on money investment strategies to transform a house into home- your dream home! People usually don’t take household budgeting seriously and which is why they may find it challenging to run the house in the limited income. Well here are few tips that can help you manage household successfully without running …