5 reasons to save for retirement Saving for retirement might not seem important, especially when there’s the super guarantee and aged pension to fall back on. But employer contributions and government benefits may not keep you as comfortable in later life as you’d like. Here are 5 reasons to make saving for your super a priority in the coming year. Whether you’re near retirement or not, it’s important to get your head round what to …
Retirement the top priority for advised clients A poll of financial advisers in the AMP network, the largest in Australia, has found that achieving a good retirement is by far the most important goal for their clients. Almost 50 per cent of advisers said their clients were focused on retirement, well ahead of other common goals for which people sought financial advice. The second top priority for clients, at 13 per cent, was simplifying …
All gain, no shame: What to expect from a financial planner So you’re a busy couple building careers and a better future for a young family. Getting professional financial advice might seem like something you’re not ready for yet. But what if seeing a planner could bring you wealth and peace of mind without distracting you from important goals? We all make mistakes with money from time to time. And most of us wish we …
Is your home underinsured? Cold weather and faulty appliances can be a dangerous combination in winter – especially if your home is underinsured. As we head into winter, now is the time to check your home heating appliances – and your home and contents cover. The cooler months typically see an uptick in home insurance claims with a rise of up to 47% in colder states like New South Wales though Victoria leads the country …
Where the money is: Jobs on the rise towards 2020 A new year can get you thinking about all sorts of lifestyle changes, including career direction. We look at the 5 industries expected to experience growth and offer the best in job opportunities in the next two years. Money isn’t the only reason we choose to work in the jobs we have. You might be following a personal passion or making the most of natural …
Plan more, worry less Want to make money worries a thing of the past? A new year can be a great time to take control of your finances and enjoy greater peace of mind, now and in the future. New year, more stress Thanks to the post-spending hangover many of us suffer after buying big for the festive season, the new year can start with an unhealthy dose of financial stress. According to a 2017 survey …
Family activities to do on a budget If your little angels are bleeding you dry, here are some cheap and effortless ways you could have fun at home. If you’ve ever taken the kids for a game of ten pin bowling, you’re probably not alone if the budget you set yourself was quickly squashed on the back of a second game, pizzas, soft drinks, and various arcade games on the way out because you know …
Weekly Market Update 18 May 2018 Investment markets and key developments over the past week Global share marketswere mixed last week with Japanese and Chinese shares up 0.8% and Australian shares up 0.5%, but Eurozone shares flat weighed down by a fall in Italian shares and US shares down 0.5% on the back of rising bond yields and geopolitical worries. Bond yields mostly rose led by strong data out of the US and the spread between …
Should I take my super as a lump sum? Taking your super as a lump sum might be tempting, but it won’t be the best option for everyone. You’ve probably spent much of your working life accumulating super. So, when the time comes and you’re able to access it, you might be wondering whether you’d be better off taking the money as a lump sum, income stream, or even a bit of both. To help you make …
An additional 21 great investment quotes Introduction Investing can be frustrating and depressing at times, particularly if you don’t understand how markets work and don’t have the right mindset. The good news is that the basics of investing are timeless, and some have a knack of encapsulating these in a sentence or two that is both insightful and easy to understand. In recent years I’ve written insights highlighting investment quotes that I find particularly useful. …
