Planning ahead

3 factors affecting Retirement income

3 factors affecting Retirement income High life expectancy and low interest rates may make it harder for some retirees to live long and prosper. Here we look at three elements from an AMP Capital Investors reporti that affect a post-work reasonable income – interest rates, inflation, and longevity. 1. Interest rates – high valuations, low returns Historically low interest rates have driven valuations of defensive assets such as cash and fixed interest to unprecedented highs. Generally, …

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How my life changed when I became a carer

How my life changed when I became a carer Writer Ambra Sancin shares how her life changed when she became a carer for her mother. Many Australians will take on caregiver roles at some point in their lives. Mine came three-and-a-half years ago and it’s been challenging (but ultimately rewarding) on a number of levels. At 90, mum had a number of medical conditions including hypertension, atrial fibrillation (irregular heart beat), macular degeneration – as …