Insurance through my super

Insurance through my super Am I better off buying insurance through my super?   What are the benefits of Insurance through my super? Get more for less It can be cost effective to buy insurance through super. That doesn’t mean you won’t find cheaper cover outside your super fund. But it’s likely you’ll be better off because tax benefits mean you could end up paying less overall and group buying power—which normally comes with insurance …

Nothing succeeds like succession planning

  Nothing succeeds like succession planning Small business is generally regarded as the backbone of the Australian economy, but that strong back is showing signs of age. With 30 per cent of all small business owners aged on the wrong side of 55i, it is important to have a succession plan in place. Ideally, succession planning should begin when the business is formed to ensure a smooth transition if and when the need arises. But …

How Reducing Your Electricity Bill Can Save You Money

How Reducing Your Electricity Bill Can Save You Money Did you know that you could save additional money if you remembered to turn off the lights? It’s true, you can save money, but the trick to do it effectively is to let your family know the importance of not wasting electricity. If you want to lower your next electricity bill, follow these simple ways to reduce your bill: 1.     Turn Off the Lights The most …

Honey, the kids shrunk my retirement

Honey, the kids shrunk my retirement An increasing number of Peter (and Peta) Pans are refusing to fly the coop, staying in the family home well into adulthood. It’s estimated that in the next five years, more than one million 18 to 29-year-old Australians will still be living with their parents. Put another way, nearly a third of people close to retiring will still be supporting their adult children at the end of this decade.i …

See How You Can Build Towards Your Retirement

  See How You Can Build Towards Your Retirement How can we help in your Retirement? Here we look at how you can maximise your income in retirement, whether you’re: a long way off retirement close to retirement or already retired.  Retirement still more than 10 years away Retirement can seem irrelevant when you’re in your 30s or 40s. There are so many other things you can do with your money – go overseas, buy …

Retirement

 Time to start planning your retirement for tomorrow Take control of your super.  Retirement may seem like a long way off, but putting money into super now is still a tax effective way to invest your money.  Retirement still more than 10 years away     Retiring within the next 5 – 10 years     Already retired      What’s your retirement number? Start exploring yours with the AMP retirement needs calculator at amp.com.au/retirementnumber   Retirement …

Are we becoming a cashless society?

  Are we becoming a cashless society? Australians are edging towards a cashless future, as consumers use debit cards or other electronic payment methods in preference to cash at the checkout and online. But whether we will entirely shun notes and coins in the future is not certain. For one thing, cash has its benefits. It’s easier for small transactions such as buying a coffee or tipping a waiter. However, the rise of contactless, credit …

Insurance is protecting yourself now while things are good but when things go wrong they come into their own.

  Insurance is protecting yourself now while things are good but when things go wrong they come into their own. Protecting yourself when times are good     Other resources https://financialpartnersblog.com.au/things-you-need-to-know-about-personal-insurance/ https://financialpartnersblog.com.au/heard-of-trauma-insurance/   Insurance Insurance Education Understanding insurance Products Insurance Services Manage your AMP insurance Making a claim   Copyright © FinancialPartners Blog  All Rights Reserved Feel free to copy and share this but include the entire article and reference back to this site thanks. FinancialPartners (Tas) …

Protecting yourself when times are good

Out of every five Aussie parents, one will become seriously injured, or die or become seriously ill. Source: http://www.ifsa.com.au/downloads/file… The average mortgage alone in Australia means approximately $1,400 in monthly repayments  Source: http://www.abs.gov.au/ausstats/[email protected]…       Life happens Don’t let it take you by surprise FREE PDF Downloads We don’t always know the best way forward when big life events happen. Dealing with major financial questions around inheritance, having your first child, or planning to care for …

The demand for global infrastructure

The demand for global infrastructure …and what this means for investors An estimated US$78 trillion will be required for global infrastructure investment over the next two decades. The majority of infrastructure requirements are dominated by the core sectors of transport, energy, water and communications. Additional infrastructure requirements outside of these sectors include roads, airports, port and loading facilities, health, education and other community service provisions.1 Regional spending requirements Infrastructure requirements in North America, Europe and …