Self-employed

Flying solo: Stories of the self-employed

Flying solo: Stories of the self-employed There are 2.1 million small businesses in Australia. Of them, just under 1.3 million are sole traders or partnerships. Making the decision to start your own business can be both exciting and terrifying. There are many perks to being your own boss but plenty of responsibilities too. We spoke to two Australian business owners to get their take on it. Go your own way Running your own business generally means working …

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Getting ahead with your superannuation when you’re self-employed

Getting ahead with your superannuation when you’re self-employed If you’re self-employed in Australia, there’s a good chance your retirement savings aren’t all they could be. In fact, research from the Association of Superannuation Funds of Australia (AFSA) found in the run up to retirement, the self-employed have around half the superannuation of employees. We talked to CERTIFIED FINANCIAL PLANNER® professional Dacian Moses, financial planner at Waterfall Way Associates, about strategies for the self-employed to get on …

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Self-employed? There’s still time to grow your super

Self-employed? There’s still time to grow your super While approximately 1.3 million Aussies run their own show, one in five has no superannuation at all. Many Australians see self-employment as a goal worth aiming for. But running your own show can mean retiring with very little in super savings – one in five self-employed people have no super at all compared to just 8% of employees. Self-employed women are especially hard hit. Among women aged …

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