Give yourself a gap year in your 40s

Give yourself a gap year in your 40s Imagine taking a year to volunteer abroad on a conservation project or to build houses for the poor. Or you may wish to share the skills you’ve learned with others or learn a new skill yourself… Gap years are not just for school leavers. You can take one at any age. Some companies even have sabbatical programs that encourage staff to take time out of their jobs …

4 Tips to Force Yourself to become Thrifty with Money

4 Tips to Force Yourself to become Thrifty with Money Sometimes, you have to be strict with yourself. You have to sit yourself down and order yourself to stop reaching in your wallet to take out money. You need to put an end to your irregular spending habits once and for all. In order for that to happen, you have to become disciplined. You have take steps that might make you shed a tear, at …