Tag: working

Living longer, working longer and super balances larger

Living longer, working longer and super balances larger Australians with the best life expectancy in history will have to work longer in order to be able to fund their retirement. But research has found only half of all working Australians will be healthy enough to work in to their golden years. The latest AMP.NATSEM report, Going the distance: Working longer, living healthier, has found the majority of Australians have less than a 50 per cent …

Blog / FP - Managing Money / FP - Retirement / FP - Saving / FP - Super - Accumulation   / / / / / / / / / / / / / / / / / / / / / / / / / /

Hats off to working parents!

Hats off to working parents! Research into skilled workers shows that working parents are more productive employees. According to the Australian Institute of Family Studies, the number of parents who work is far greater than a few decades ago. Not so long ago in 1983, the number of parents who both worked full time was just 17%. The most recent Australian Census shows that in 2009 it had increased to 25%[1]. Given that Australia is …

Blog / FP - Community and Lifestyle / FP - Financial Planning   / / / / / / / / / / /

Working to restore your balance

  Working to restore your balance In our fast-paced world, the desire for a better work/life balance is a common goal. It affects everyone from young professionals working long hours to get ahead, dual income households juggling inflexible jobs and children, and older workers wanting more time to help care for grandchildren or ease into retirement. While some people want to increase their working hours, the more common reason for pursuing work/life balance is to …

Blog / FP - Community and Lifestyle / FP - Financial Planning   / / / / / / / / / / / / / / / / /

Make working later in life work for you

  Make working later in life work for you Tips for taking a freestyle approach to work and retirement The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations—we’re no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing, people living longer and concerns about whether we have enough money in our super, we may …

Blog / FP - Community and Lifestyle / FP - Retirement / FP - Super - Accumulation   / / / / / / / / / / / /

Tips & traps of working part-time

Tips & traps of working part-time Can you live the dream? If you’ve ever daydreamed about working less hours, returning to a shorter week after having a baby or reducing your work days before retirement, there’s a lot to consider before making the move to a changed lifestyle. Australia has one of the highest rates of part-time, temporary or self-employed workers in the world (over 35%)1 who earn more per hour than their full-time colleagues. …

Blog / FP - Career / FP - Financial Planning   / / / / / / / / / /

Living longer, working longer and super balances larger

Living longer, working longer and super balances larger  Australians with the best life expectancy in history will have to work longer in order to be able to fund their retirement. But new research has found only half of all working Australians will be healthy enough to work in to their golden years. The latest AMP.NATSEM report, Going the distance: Working longer, living healthier, has found the majority of Australians have less than a 50 per …

Blog / E - NATSEM / FP - Investment / FP - Super - Accumulation / FP - Wealth   / / / / / / / / / / / / / / /

How to make working later in life work for you

How to make working later in life work for you Tips for taking a freestyle approach to work and retirement  The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations—we’re no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing,[1] people living longer[2] and concerns about whether we have enough money in our super, we …

Blog / FP - Financial Planning / FP - Retirement / FP - Super - Accumulation   / / / / / / / / / / / / / / / /

Already retired

Already retired Have you reached your retirement age yet you feel you’re not yet ready to give up work altogether? If you’re eligible for the Age Pension, the government offers incentives for working people to defer claiming it. On the other hand, if you’ve independently funded your retirement, you may benefit from keeping track of, or restructuring, your finances so you can maximise any government entitlement.     Some questions you may wish to consider …