Resolutions for a wealthy future Shedding a few kilos and getting fit are popular New Year’s resolutions, but along with improving your health why not resolve to boost your wealth in 2016? The best way to do that is to have a clear picture about what you want to achieve. Perhaps you want to buy a new car, save a deposit for your first home, prepare for the birth of a child or go on …
Love and money – safeguarding relationships Are you or your partner making sneaky ATM trips? Engaging in late-night online banking sessions? If so, you – or they – could be guilty of ‘financial infidelity’. Forget sex, religion or politics, the experts all agree that money is the most common cause of relationship tension. “We think about relationship compatibility from just about every angle except money, yet finances are a top cause of divorce. Many people …
ASPIRATIONS Newsletter Welcome to the latest edition of our client online newsletters, Our articles cover a range of topics which we hope you will find interesting. We aim to keep you informed of changes as they happen, but we also want to provide ideas to help you live the life you want – now and in the future. Our Latest Newsletter Summer 2023 Newsletter Archives Winter 2023 Autumn 2023 …
How Reducing Your Electricity Bill Can Save You Money Did you know that you could save additional money if you remembered to turn off the lights? It’s true, you can save money, but the trick to do it effectively is to let your family know the importance of not wasting electricity. If you want to lower your next electricity bill, follow these simple ways to reduce your bill: 1. Turn Off the Lights The most …
Four tactics to build an investment portfolio by Jeff Rogers, Chief Investment Officer, ipac Investment Management Learn strategies to help you focus on long-term wealth accumulation, so you can fund your aspirations for retirement. An increasing number of Australians are hitting retirement age, and more people are now seriously addressing the question of how they actually want to spend their retirement and how they will fund those aspirations. If you already have investment strategies …
Tips & traps of working part-time Can you live the dream? If you’ve ever daydreamed about working less hours, returning to a shorter week after having a baby or reducing your work days before retirement, there’s a lot to consider before making the move to a changed lifestyle. Australia has one of the highest rates of part-time, temporary or self-employed workers in the world (over 35%)1 who earn more per hour than their full-time colleagues. …
Money Saving Secrets For Housewives Become a Financially Savvy Housewife! Housewives usually don’t get the same level of acknowledgement as working women do- and you want to know why? That’s because they don’t earn! Bitter, as it may sound, but you can’t deny the truth. No matter, how much your husband loves you, if you have only added to his financial responsibilities- he might become frustrated. But there is no need to lose hope! You …
Tips for selling your home How to prepare your property for a successful sale Property is a hot topic. Like most of us, you’ve probably found yourself around the backyard BBQ discussing house prices, interest rates and local demand. But we don’t tend to move that often – more than half of us have been in our present house for over five years.[1] So if you’re selling your house it’s important to get it right. …
The Power of Budgeting A budget can help you work out what you’re spending money on and when Are you aware you need to change your spending habits, but not sure where to start? A budget can help you get back to basics and work out what’s going where and when. Whatever your plans, a budget can help you to: get more organised with your finances cut down spending in areas you have a tendency …
How to keep SMILE-ing in retirement If you’re crunching the numbers to work out how much you need in retirement, it’s time to sit down and take a deep breath… The latest Retirement Standard from the Association of Superannuation Funds of Australia estimates that people retiring today, who are in good health and own their own home outright, will need $430,000 if single and $510,000 for a couple to maintain a comfortable standard of living …
