New research shows one in three Australians think retirement is too far away to plan for. That’s a big mistake. Retirement rolls around faster than you think. Take it from me, the day when you’re ready to hang up your work boots is likely to roll around far more quickly than you anticipate, and it pays to be prepared. If you think time passes more quickly as you get older, you’re absolutely right. It turns out …
Women are building financial intelligence International Women’s Day on 8 March encourages us to aim for parity for women. On average, Australian women are paid 17.1% less than meni. They also tend to spend more time away from paid work to have children and care for loved ones which impacts their income, savings and superannuation. The good news is things are improving. Women are building financial intelligence. Women are closing the gap Women have come a …
Gen Y investing in home and away Gen Y has been brandished a generation of non-savers but that is not the reality. Gen Y is saving but unlike earlier generations they are not necessarily saving for a home. Some of that move away from saving for a home comes down to the high price of property, particularly in the major cities. According to the Bank for International Settlements, Australian house prices are the second …
Resolutions for a wealthy future Shedding a few kilos and getting fit are popular New Year’s resolutions, but along with improving your health why not resolve to boost your wealth in 2016? The best way to do that is to have a clear picture about what you want to achieve. Perhaps you want to buy a new car, save a deposit for your first home, prepare for the birth of a child or go on …
Saving in a material world It’s not easy to be thrifty in our consumer society. We’re surrounded by so much temptation that it can be difficult to avoid spending money. So why not try taking a break from spending? If you can tighten your belt on the little things, it can help ensure you have enough for the odd splurge, that well-earned holiday, or for unforeseen expenses. Here are some creative ways to cut …
Money Saving Secrets For Housewives Become a Financially Savvy Housewife! Housewives usually don’t get the same level of acknowledgement as working women do- and you want to know why? That’s because they don’t earn! Bitter, as it may sound, but you can’t deny the truth. No matter, how much your husband loves you, if you have only added to his financial responsibilities- he might become frustrated. But there is no need to lose hope! You …
Saving Money While Following Eco-Friendly Habits Saving the environment is one of the few noble causes that we can work towards. The best way to save the environment is to adopt eco friendly habits that help us save the environment for ourselves little by little. While it is a popular saying that going green isn’t the easiest way, it is definitely worth the try because of its benefits to us. Going green doesn’t only help …
Planning a Vacation? Few Money Saving Tips to Remember! Planning some fun time with family? Great! But you don’t want your vacation to disturb all your finances, do you? Then think about the ways you can make your vacation really economical. Here in this post, we have summed up for you that can make your leisure time even more memorable. Have a look: Compare Sites To Get The Best Deal! When making bookings and looking …
Saving for that special something Most of us have things we want but not everyone can simply go out and buy them. Whether it’s a new car, an overseas trip or a deposit for your first home, that something special is achievable if you are realistic and put in place a disciplined savings program. Common questions to consider Some questions you may wish to consider include: Where does all my money go? How much should …
Teach Kids the Value of Saving and Budgeting Money Do you want your children to make the same mistakes with money as you did? Naturally, you want your children to learn from the mistakes that you made when you were young. If you learned the value of saving your hard-earned money the hard way, you should teach your children about the value of saving and budgeting money. Instill good habits in them now, before they …
