Tag: Risk

How to manage volatility in a low return world

  How to manage volatility in a low return world Responding to changing market conditions while keeping abreast of a strategy is a delicate balance. However, it’s an important skill to develop if you wish to successfully invest using a dynamic asset allocation approach. In this article, we discuss how market volatility is different to investment risk, and how you can manage your investments during market volatility while sustaining minimal long-term losses. We all know …

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Paying your bills in retirement

  Paying your bills in retirement Retirees and those nearing retirement have learned the hard way the importance of holding a portion of their nest egg in low-risk fixed income investments. During the financial crisis cash and bonds not only outperformed shares and property, they helped investors protect their capital and pay the bills.1 Now that interest rates on most term deposits are below four percent 2 and the official cash rate is at record …

Blog / E - Financial Snapshot / FP - Budgeting / FP - Investment / FP - Retirement   / / / / / / / / / / / / /

Things you need to know about personal insurance

  Things you need to know about personal insurance Personal insurance premiums have increased significantly over the past 18 months, running the risk that cost-conscious consumers might consider cutting back their cover. Suddenly those quick, off-the-shelf insurance products advertised on TV look enticing. But simple is not always cheaper, the cover may be inadequate or, worse still, may not pay out when you need it most. Underinsurance Personal insurance is a general terms for term …

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Understanding lender’s mortgage insurance

Understanding lender’s mortgage insurance Find out what lender’s mortgage insurance is and how it may affect your home loan. You’re looking for the house of your dreams or maybe you’ve already found it. It’s an exciting time but it can be daunting when it comes to arranging finance and meeting all the upfront and ongoing costs, such as lender’s mortgage insurance. How lender’s mortgage insurance works When it comes to arranging a home loan, if …

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5 Golden Money Management Rules that Everyone Should Know!

5 Golden Money Management Rules that Everyone Should Know! Show your money who is the boss by ensuring that it remains your loyal slave instead of the other way around. And a good way to do that is to manage your money wisely. There are certain cardinal money management rules that if followed could result in improvement in your financial life. Here we present to you 5 golden rules that will empower you to take …

Blog / FP - Budgeting / FP - Credit & Finance / FP - Managing Money / FP - Money Management / FP - Saving   / / / / / / / / / / / / / /

4 Bogus Myths about Money Revealed!

4 Bogus Myths about Money Revealed! Myth 1: You Should Invest in Gold to Build your Wealth. Some financial experts tout the benefits of gold in building your wealth. The reality, however, is that investing in gold is not the best financial avenue to grow your wealth. Gold’s ability lies in its store of value. It acts as a great financial instrument to protect your long-terms savings against the dual effects of inflation and loss …

Blog / FP - Investment / FP - Managing Money / FP - Money Management / FP - Retirement / FP - Wealth   / / / / / / / / / / /

5 Wise Quotes About Investing Money Explained

5 Wise Quotes About Investing Money Explained Investing money in the financial market is similar to surfing in an ocean. Hidden beneath the seemingly innocent ocean waters are sharks that can rip you apart in case you come near their territory. In the investment market, you are the surfer while the sharks are bad investments that can gobble up your precious savings within a matter of seconds. But you can save yourself from bad investments …

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