How to pick the top of the real estate market Strong demand for the broader real estate segment is likely to help prices remain strong for at least another year as the aging population seeks regular annuity in a low interest rate environment, says Luke Dixon, AMP Capital Head of Head of Real Estate Research. “Real estate is still fairly priced,” Dixon says, a view informed by a detailed analysis published in the latest AMP …
Helping your kids buy a home Increasing house prices are good news for property owners but can be a bit of a hurdle for people trying to get into the market. If, like many of our clients, your goal is to help your children buy a home, there are a few ways you can help. Perhaps some of the tips below might give you an idea or two to discuss with your adviser. 1. Start …
Why listed real estate faces Amazon-like disruption Investors have recently focussed on the impact of Amazon’s plan to roll out its full retail offering in Australia on local retailers. But fewer investors have been considering the impact of Amazon-style disruption – and other global social trends – on real estate. Global listed real estate has been a lynchpin of investor and client portfolios, generating strong income yield and capital growth. But just as has happened …
Online learning Inform your financial decisions Property Online learning: Buying a home What are the costs of buying a property? We help you consider the costs and the types of home loans available. It pays to find the right option for you. Start now Online learning: Property and super What if you put your money into property instead of super or a combination of both—which will give you more down the track? We compare the …
Home equity – the $500 billion resource for seniors The latest round of figures showing rising home values in almost all our state capitals highlights how many Australian retirees could have a valuable resource at their fingertips. Older Australians, who may not have enjoyed the benefits of employer-paid super for their entire working life, can face the prospect of a lean retirement. However, one area where over-50s often have an advantage over their younger counterparts …
Is it better to buy an investment property or home first? There’s a lot to consider when making such an important purchase, especially for the first time. Have you been saving up for a long time and finally feel ready to get into the property market? Maybe you’re considering either buying a home to live in or investing in a property you can rent out. Either way, it’s worth knowing some more about both options …
Can refinancing my home loan save me money? By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year1 to ensure the interest rates, fees and features continue to meet your needs. With interest rates also at an all-time low in Australia2, now may be an opportune time to …
Where’s the best place to put your money? When it comes to deciding between super and your home loan there’s a lot to consider. If you’re paying off your home loan but you also understand the value in building up your super, you may find yourself trying to balance your present needs with those you’ll have in your future. So how can you straddle the short and long terms and give yourself the best of …
Should I repay my home loan or boost my super? Both options make good financial sense—we look at some pros and cons to help you decide. Retirement may not be as far off as it used to be. With this in mind, are you finding there’s a trade-off between home loan repayments and your retirement nest egg? Adding money to super has its advantages and so does paying off your home loan. So if you’ve …
Should you own the roof over your head? When it comes to the rent-versus-buy debate, like many of our clients you may be weighing up the pros and cons. You might be thinking that you’d love to buy a house but it all seems out of reach right now. Are you asking whether it’s still a good idea to invest in property at all? You’re not alone. In today’s housing market, many people are considering …
