Tips and traps of credit Starting out with a HECS debt is bad enough, but abusing a credit card can also mean trouble. Admittedly it’s tempting to spend with interest rates at current levels, but most credit cards still have double-digit rates.1 Of course a card is useful when you don’t have ready cash, but unless you pay off the balance in full each month the interest costs add up. Credit card statements today …
Save Money on Your Utility Bills Money plays a vital role in the modern day lifestyle. Everybody seems to love having lots of cash around them ready to spend. Money has become one of the most important necessities in the world. To be able to enjoy the facilities of life, money is one of the most important components. Another important component that’s required to keep the standard of quality high is the utilities. In my …
4 Tips to Force Yourself to become Thrifty with Money Sometimes, you have to be strict with yourself. You have to sit yourself down and order yourself to stop reaching in your wallet to take out money. You need to put an end to your irregular spending habits once and for all. In order for that to happen, you have to become disciplined. You have take steps that might make you shed a tear, at …
How You Could Save up to $500 In A Month There was once a man who was not the most responsible person environmentally, and yet, he continued to reiterate his commitment to go green. One day a friend asked him how he intended to go green despite not being responsible for the protection of the environment. He hit back and responded, “I don’t care about the environment; the best way to go green is to …
Redundancy This can be a rather unsettling period as there are many factors to consider such as the loss of your job, the prospect of having to look for a job, ensuring your finances are met and the lump sum payout you will receive. It may seem tempting at first to blow your payout on that big holiday you have always wanted to go to but what if you don’t have any income for a …
3 Reasons For Your Credit Card Application To Be Rejected When you go into a bank and want to apply for a credit card, the reason for your application can be very different to someone else. Some people might want it just for the first time to enter the world of credit, while others may simply want to widen their already present credit card range. Irrespective of why you apply, it is perhaps safe to …
5 Reasons Why You Are Still Stuck Knee- Deep in Credit Card Debt With the credit card bills piling up, you know you have created a ditch for yourself unwillingly. The events that led you to this point are a blur, mostly because you may not be willing to admit your mistakes. When someone point blankly tells you where you are going wrong, it dawns on you that it may be time to fix the …
5 Golden Money Management Rules that Everyone Should Know! Show your money who is the boss by ensuring that it remains your loyal slave instead of the other way around. And a good way to do that is to manage your money wisely. There are certain cardinal money management rules that if followed could result in improvement in your financial life. Here we present to you 5 golden rules that will empower you to take …
5 Rules to Use Credit Cards. Rules to use credit cards prudently. Credit cards are a norm in the society today and it would be unfair to say that credit cards come without their benefits. They allow their carrier an effective way out of a rough financial situation. If you need cash for your utility bills and yet can’t seem to manage these bills because you are short on cash, credit cards help ease these …
