Caring for our elders at Christmas

Caring for our elders at Christmas We can all feel the pressure on our household budget during the festive season. But when that pressure gets passed on to older family members as a request for a handout or loan, financial abuse can end up being the outcome. Find out more about elder financial abuse, what to watch out for and what to do about it. What is elder financial abuse? According to the World Health Organisation, …

Protecting your family from an inheritance nightmare

Protecting your family from an inheritance nightmare Estate planning is a topic that many people would rather not talk about too often, but it’s an important part of the entire financial planning process for anyone with responsibilities, whether they are family or business responsibilities. With the current rate of divorce and people living longer, the number of blended families in Australia is increasing and family life is becoming increasingly complex. The need for comprehensive estate …

Life happens Don’t let it take you by surprise

We don’t always know the best way forward when big life events happen. Dealing with major financial questions around inheritance, having your first child, or planning to care for a frail relative can be complex and confusing. To access just click on the topic of interest’s heading link or picture of the PDF you would like. Getting expert help  With expert financial advice, you’ll have help to reach your goals. We take the time to …

Distributing your assets

Distributing your assets What is estate planning? Estate planning is about wealth succession – a way to help protect the wealth you have built over your lifetime, so that it is distributed according to your wishes following your death…. Read More>>>   Download the free PDF file

Intergenerational wealth transfer

  Intergenerational wealth transfer Intergenerational wealth transfer – or in simpler terms, passing on assets to your family, can be, and often is, a huge issue for all family members concerned. If done well and executed properly, it can make a real difference to the financial position of the recipients. If misjudged or poorly handled, it can cause enormous grief, fights and resentments that are never forgotten nor forgiven. What’s involved? The first step you …

Love and money

Love and money – safeguarding relationships Are you or your partner making sneaky ATM trips? Engaging in late-night online banking sessions? If so, you – or they – could be guilty of ‘financial infidelity’. Forget sex, religion or politics, the experts all agree that money is the most common cause of relationship tension. “We think about relationship compatibility from just about every angle except money, yet finances are a top cause of divorce. Many people …

Inheritance or unexpected windfall

  Inheritance or unexpected windfall What to do with some unexpected extra money? Although windfalls may be unexpected, if and when they happen, how do you make sure you make the most of them? And, when it comes to inheritance, how do you know if there are any special obligations or considerations that apply? Common questions to consider Some questions you may wish to consider include: What are my options? Do I have to pay …