Your wedding windfall The average Aussie couple are spending around $65k on their big day. By making some smart wedding budget choices you could be investing that money for a better financial future. Let’s take a look at how saving $30k on your wedding could help you out with other lifestyle goals. Online source: Produced by The Financial Financial Planning Association of Australia and published on 15 June 2017. Original article.
Why an emergency fund should be your first investment (Video) Saving money for a rainy day might not seem like the best start to investing for the future, but it’s actually a very important part of any plan to grow your wealth. Find out how much you need and how it could save you from unwelcome debt and stress in the future. Setup a Financial Safety Net. Online source: Produced by The Financial Financial …
Telcos no place to find sustainable dividends in future Australia’s telecoms stocks have recently suffered a stretch that I could only describe as horrible, amid a very challenging industry pricing backdrop. The S&P/ASX200 Telecommunications Services Index has tumbled 33 per cent in the past 12 months alone. Many concerns have driven telecoms stocks lower, but the hazy outlook for dividend payments is what is making me steer clear of this sector for retirees seeking a …
What can I do in my 30s to prepare for the future? (Video) Louise Lakomy CFP® Louise has a wide range of experience and depth of knowledge in all facets of financial planning providing advice over 15 years specialising in retirement strategies. As part of the Financial Planning Association’s Ask a Planner video series, Louise Lakomy CFP® answers the commonly asked question, “What can I do in my 30s to better prepare for the …
Plan more, worry less Want to make money worries a thing of the past? A new year can be a great time to take control of your finances and enjoy greater peace of mind, now and in the future. New year, more stress Thanks to the post-spending hangover many of us suffer after buying big for the festive season, the new year can start with an unhealthy dose of financial stress. According to a 2017 survey …
The future for working mothers On Mother’s Day 2018, we explore some of the challenges currently facing working Mums in Australia and whether they can expect better career opportunities, rewards and work-life balance in the future. Challenge 1: Mind the gap According to the Workplace Gender Equality Agency, women take home on average $251.20 less than men each week (based on full-time adult earnings), creating a national gender “pay gap” of 15.3%1. This means that women, on …
Five important issues to consider before tying the knot Before your big day, much of the financial talk may have been around budgeting for your wedding and planning your honeymoon. But while not nearly as exciting, there’s another vital part of your new partnership that should be considered: your future finances. Finances can be one of the biggest sources of stress and tension in a marriage. However, open communication and careful planning now can help you avoid …
The true value of financial advice Does investing in a financial planner really pay off? According to the latest research from Sunsuper you could be thousands of dollars better off when you make choices based on professional financial advice. Plus you’ll take more family holidays, have greater peace of mind and more confidence in your financial decisions. Teaming up with research experts, Core Data, Sunsuper have released The Value of Advice Report. Insights include financial forecasts …
Planning for a (much) longer life We generally need to make earnings from 40 to 50 years in the workforce extend across what could be 80 to 90 years of living. Australians today need to do something our parents and grandparents didn’t even think about – plan for a long life, and a new report shows the benefits of planning for longevity go beyond money matters. The gift of an extra decade Australians enjoy one of …
Pre-federal Budget 2018 commentary Winners and losers from the pre-election budget AMP Capital’s Senior Economist Diana Mousina gives a rundown of what you can expect from this year’s budget. View the video below. Diana Mousina, Senior Economist, Multi Asset Group, AMP Capital Our overall expectation for this year’s budget is that it will look and feel like a pre-election year budget. What that means is it will have plenty of good news for the household hip …
