7 Ways to improve your financial health

7 tips to improve your financial wellness What is financial wellness? How you feel, is your wellness. How you feel about your money is your financial wellness. This can be measured by the financial wellness index, which measures a person’s satisfaction with their current and future financial situation. The impact of financial stress Some days you might feel confident you can meet your needs within the boundaries of your current income, whereas other days you …

More Aussies look to buy property and refinance

More Aussies look to buy property and refinance One in five Australians is hoping to purchase a property in the next 12 months, while one in three existing homeowners wants to refinance to get a better deal. Record-low interest rates and a shift in people’s mindsets, post the outbreak of the COVID-19 pandemic, are behind more Aussies looking to buy property, or refinance existing home loans, according to data from financial comparison group Finder. Population …

5 tips for a better retirement

5 tips for a better retirement It’s never too late to make savvy decisions about your retirement. Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you’ve planned it correctly, it heralds a life stage synonymous with relaxation and enjoyment. However, to make sure your retirement is everything you’d hoped for, it’s crucial to make smart decisions to help you stick to your financial plan, achieve investment goals …

Burnout: Spot the warning signs | Money & Life

Burnout: Spot the warning signs Michelle Gibbings provides five easy tips to help team leaders create mentally healthier workplaces. Mental health in the workplace has never been more critical with workplaces struggling to adapt to new ways of working, and employees facing mounting pressure. COVID-19 has brought new workplace challenges to the fore, while previous problems for employees of shrinking job stability, mounting workloads, and an ‘always on’ mentality is exacerbated. In such an environment, …

Five tax deductions to know about

Five tax deductions to know about You’re probably well aware you can claim a tax deduction for general work-related expenses. But did you know you may be able to claim if: 1. You take a course or study. You may be able to claim a portion of self-education expenses if it’s related to your ability to earn an income. 2. You travel to inspect your investment property. You may be able to claim for expenses …

Five, four, three… it’s not too late to get more in super

Five, four, three… it’s not too late to get more in super There’s a small window left before new rules stop you from adding as much to super as you can right now. It’s crunch time. Time to get advice before super as we know it changes. From 1 July 2017, new laws will limit the amount that goes into super across the board. And that means you need to be prepared and you need …

Five tips for happy healthy ageing

Five tips for happy healthy ageing The best ways to sustain or improve physical, mental and financial wellbeing in your pre and post retirement years are sometimes the simplest. If you’re in or approaching retirement, you may be surprised to know when it comes to living a longer life and leading a healthier and more active lifestyle, the best methods are often easy tasks you can turn into everyday habits. As Australians have one of …

Five things to do in retirement

Five things to do in retirement Whether you’re in the planning stages or already retired, there’s plenty on offer. Once you retire you might be wondering how you ever had time to work! But, assuming your health is in check, there are some interesting pursuits you might want to consider: Travel to an exotic destination – Join around 700,0001 other Aussie travellers who depart our shores annually. For instance, step outside your comfort zone to trek …

Five money habits for a happy financial year

Five money habits for a happy financial year As you say goodbye to the 2015/16 financial year, it’s a good time to put new habits for success in place for the coming year. Here are our five tips to help you make a success of the coming year as you put your tax affairs in order and say goodbye to the 2015/16 financial year. 1. Set your goals Setting achievable goals and making a commitment …