Go easy on the plastic over Christmas

  Go easy on the plastic over Christmas With the silly season fast approaching, it’s time to start planning how you pay for Christmas. From gifts to food, the tab can add up quickly. If this year is anything like last Christmas, on average we’ll each spend an extra $1,079 over the December/New Year period, and that’s on top of regular expenses. That makes now the time to draw up a Christmas budget. In addition …