4 Things You Wouldn’t Think You Need to Budget For, but Need to Do

4 Things You Wouldn’t Think You Need to Budget For, but Need to Do Most people that start a budget tend to overlook some important things such as repairs when making a budget. When the need for a repair arises, they have to take money out of their savings or take money out from other areas of the budget such as money allocated for food. In doing so, it may ruin their finances. Our advice …

10 tips for success in a competitive job market

 10 tips for success in a competitive job market   AMP.NATSEM report highlights challenges for young Australians starting their careers  If you’re finding it hard to get started in your chosen career—or your kids are doing it tough—you’re not alone. Many other young Australians are in the same boat, with a high proportion of young people working in part-time hospitality and retail jobs, even when they have uni degrees. The latest AMP.NATSEM report[1] shows that …

3 Reasons For Your Credit Card Application To Be Rejected

3 Reasons For Your Credit Card Application To Be Rejected When you go into a bank and want to apply for a credit card, the reason for your application can be very different to someone else. Some people might want it just for the first time to enter the world of credit, while others may simply want to widen their already present credit card range. Irrespective of why you apply, it is perhaps safe to …

What Can You Do When Your Partner Refuses to Save Money?

What Can You Do When Your Partner Refuses to Save Money? Are you the responsible one in the family? Do you wish your significant other was just like you when it came to saving money? Unfortunately, you cannot have everything in life that you wished for. If your partner is bad with money and you are tired of telling him or her to straighten out their act, it’s time that you take the matter into …

5 Small Life Changes that Can Boost Your Monetary Savings

5 Small Life Changes that Can Boost Your Monetary Savings Aristotle once quoted that excellence is not an act, but a habit. The quote of the famous Greek philosopher can also be applied to managing your personal finances. You significantly improve your financial position by making small changes in your habits. Don’t know which habits to change to attain greater financial freedom? Then read on as we detail 5 small changes in your life that …