Tag: Ageing

Separating fact from fiction when it comes to superannuation

Separating fact from fiction when it comes to superannuation If you’re wondering whether super is improving retirement outcomes for Australians, we take a look at some of the findings. If you’ve got compulsory super contributions coming out of your wages or salary, or you’re making voluntary contributions, or both, you’re probably keen to know how super is making a difference to everyday Aussies, if at all, given it’s a system that has now been in …

Blog / FP - Pre - Retirement Planning / FP - Super - Accumulation   / / / / / / / / / / / / / / / / / / / / / / / / /

Press for progress on International Women’s Day

Press for progress on International Women’s Day International Women’s Day is a time for celebrating the achievements of women and the progress that’s been made towards gender equality.  March 8th is International Women’s Day. It’s a time to recognise the social, economic, cultural and political achievements of women, and the progress we’ve made as a society towards gender equality. It’s also a day for acknowledging the work that’s still to be done. This year’s theme …

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Downsizing should be a choice, not a wealth strategy

Downsizing should be a choice, not a wealth strategy Downsizing to a coastal town or regional hub can hold lifestyle appeal, but don’t bank on it as a strategy to fund your retirement. For many empty nesters, who may not have had the benefit of employer-paid super throughout their working life, the value of the family home can be seen as the jewel in the crown of a retirement funding strategy. After all, who cares …

Blog / E - Paul Clitheroe / FP - Financial Planning / FP - Retirement   / / / / / / / / / / / / / / / / / / / / / /

How to work out your retirement number

How to work out your retirement number The amount of money needed for retirement is not one size fits all. How you’d like to spend your retirement is as unique as you. From the big life changing goals, to the smaller, more personal ones that give your life meaning. There’s no defined age you must retire by, and it isn’t just about your finances. Your state of mind, where you’d like to live, how you …

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What is the retirement age in Australia?

What is the retirement age in Australia? With no definitive retirement age in Australia, the date you exit the workforce will probably come down to personal circumstances and whether you can afford it. The age you retire in Australia isn’t set in stone. You can really retire whenever you want to, but health, financial commitments and your ability to fund the lifestyle you want will play a big part. For this reason, you may want …

Blog / FP - Pensions / FP - Pre - Retirement Planning / FP - Retirement   / / / / / / / / / / / / / / / /

How to retire, your way

How to retire, your way How you’d like to spend your retirement is as unique as you. From the big life changing goals, to the smaller, more personal ones that give your life meaning. There’s no defined age you must retire by, and it isn’t just about your finances. Your state of mind, where you live, how you spend your time as well as your goals, all play a big part. Living well in retirement …

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Simple money steps for women

Simple money steps for women The same approach to managing day-to-day money can be applied to long-term investments.  It was Carrie Bradshaw, of Sex and the City fame, who said: ‘I like my money where I can see it – hanging in my closet.’ While that might sound trite, it’s not far from the truth for many women. Most of us are more comfortable dealing with day-to-day money and the tangible things it can be …

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Prepare for retirement……without missing out today

Prepare for retirement……without missing out today If you’re looking for a way to start saving for your retirement, but still enjoy your lifestyle today, you’re not alone. Recent research shows 54% of Australians aged 55-64 want the same thing.i No doubt you already have a cashflow system in place, but perhaps it’s time to revisit it. It could be the first step to achieving your retirement goals, and really can make a difference to your …

Blog / FP - Budgeting / FP - Financial Planning / FP - Managing Money / FP - Retirement / FP - Saving / FP - Super - Accumulation   / / / / / / / / / / /

Money mistakes people make in their 50s and 60s

Money mistakes people make in their 50s and 60s Avoid these common money traps to make sure you have enough put aside for a comfortable retirement. When you’re in your 50s and 60s, you know you’ve worked long and hard for what you’ve achieved in life and probably have a fair idea of how you want to live in your future retirement. But it’s important not to become complacent and ignore the warning signs of …

Blog / FP - Budgeting / FP - Financial Planning / FP - Managing Money / FP - Money Management / FP - Retirement / FP - Wealth   / / / / / / / / / / / / / / / / / / / / / / / / / / / / / / /

Women need a plan for ‘early’ retirement

Women need a plan for ‘early’ retirement  We know women generally live longer than men, but new research shows the majority of Australian women are unlikely to work past the age of 65, making it more important than ever for them to take control of their finances early and plan appropriately for life after work. The latest AMP.NATSEM Report, Going the distance: Working longer, living healthier, has revealed the gender gap in the Australian workforce …

Blog / E - NATSEM / FP - Managing Money / FP - Retirement / FP - Saving / FP - Super - Accumulation   / / / / / / / / / / / / / / / / / / / / / /