Top tips on how to save money You may be keen to put more money aside to achieve your goals. But it can be hard to know where to start making savings. If you can get in the habit of tracking your spending, you’ll be on your way to creating a budget and savings plan that may help you reach your goals faster and with more confidence. Read our money saving tips below to get …
7 tips to improve your financial wellness What is financial wellness? How you feel, is your wellness. How you feel about your money is your financial wellness. This can be measured by the financial wellness index, which measures a person’s satisfaction with their current and future financial situation. The impact of financial stress Some days you might feel confident you can meet your needs within the boundaries of your current income, whereas other days you …
What is financial wellness? How you feel, is your wellness. How you feel about your money is your financial wellness. This can be measured by the financial wellness index, which measures a person’s satisfaction with their current and future financial situation. For more information on financial wellness, please go to https://www.amp.com.au/insights/manage-my-money/financial-wellness Get more tips about managing and protecting your cash, reducing the money you owe and saving for both your big and small goals: https://www.amp.com.au/insights/manage-my-money …
From spender to saver After a bit of a wake-up call we managed to change our money habits….here’s how we did it Before I start I’d better explain our attitude towards money. We were having dinner with friends the other day and they were regaling us with tales of getting stuck into their spreadsheets on Saturday nights. It’s what they do for kicks, apparently. When they left, we were all ‘Gee, what are they like? …
8 important money tips for when you land your first full-time job If you want to ensure you’re getting the right amount of super and not paying more in tax than you have to, this list is for you. You’re probably yet to hear anyone say they get a thrill from filling out forms or that they love reading long documents full of financial mumbo jumbo, but there’s likely to be a bit of that …
How to reassess your spending and budgeting habits From our spending habits to our saving trends, the pandemic has changed the way many Australians think about money. Learn how to reassess your financial situation and create a fresh budget for 2021. There’s no denying the pandemic has significantly affected the finances of many Australians. Some of us are spending more, some are cutting back on non-essential spending and for others, the uncertainty has challenged …
14 money mistakes to avoid in your younger years Here’s a list of things you could stop doing if you no longer want to rely on the bank of mum and dad, or that credit card. In your 20s and 30s, you might be saving for a car, your own pad, or an overseas trip (COVID-19 can’t last forever, right?). On the other hand, most of your cash might just be covering the latest additions …
The growth of contactless payments COVID-19 has accelerated our move towards a cashless society. If you can’t tell your Apple Pay from your AirPlay, now’s a good time to consider the benefits of contactless payments. It’s a very 2020 story. Your new homemade breadmaking skills are as uneven as the lump you lifted from your oven, so you pop down to the bakers for their tasty sourdough rolls. But as you make it to the …
5 ways to shop a little smarter this Christmas If cash flow is looking a tad grim this year, here are some ideas to up the presents under the tree, noting it’s the presence around it that really counts. We don’t need to list the events of 2020 to say it’s been a big one, particularly as we approach the festive season, where many common face-to-face interactions will be limited to a phone or video …
How financial advice can help Even if a person has a small asset base and no funds to invest, the help and guidance of a financial adviser can be valuable. Accumulating wealth is a long-term process. It usually occurs parallel to a person’s professional, private and family life. A good approach can be to have a few key strategies in place so that wealth can grow through life’s journey. It’s perhaps more common to seek financial …
