New year, new start – are you ready for retirement?

New year, new start – are you ready for retirement? If 2016 is the year you were thinking about retiring, Renata Singer – a writer, community activist and educator who recently released a book called Older and Bolder, Life after 60, actively encourages women in particular, to not give up work too soon. “If you’re feeling the pressure to retire, stay doing what you love and are good at for another ten years,” she insists. …

Live happier, Live Longer Positive Ageing tips from around the world

Live happier, Live Longer  Positive Ageing tips from around the world By Dr. Timothy Sharp Dr. Timothy Sharp is an academic, clinician, coach and founder of the ‘Happiness Institute’. He is an Adjunct Professor at the University of Technology Sydney and at Melbourne’s RMIT University. Did you know, you are more likely to live an extra twenty to thirty years more – another adult lifetime – than your predecessors did, only two or three generations …

After the dust settles, a fresh start…

  After the dust settles, a fresh start… Taking stock of how your life’s travelling at the start of a new year is probably an exercise you’re likely to pursue with greater urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want to know. How do you rebuild your life, is your financial outlook positive, what happens if you find a new …

Resolutions for a wealthy future

Resolutions for a wealthy future Shedding a few kilos and getting fit are popular New Year’s resolutions, but along with improving your health why not resolve to boost your wealth in 2016? The best way to do that is to have a clear picture about what you want to achieve. Perhaps you want to buy a new car, save a deposit for your first home, prepare for the birth of a child or go on …

Your essential 2016 checklist!

Your essential 2016 checklist! These tips can help your health, wealth and happiness flourish in the coming year. Another year has flashed by even quicker than the last. Now’s the time to look back on whether you achieved everything you wanted to last year―and set your goals for the coming year. Here are some tips to help you get organised. Health and fitness Make appointments for health and fitness assessments. Then set your goals and …

Retraining your savings brain

  Retraining your savings brain Where there’s a will there’s a way, especially when it comes to saving. The latest scientific findings reveal that although fewer than 25 per cent of us have a genetic predisposition to squirrel money away for the future, we can all learn to save if we set our mind to it. According to Dr Hersh Shefrin of Santa Clara University in California, a further 25 per cent of people will …

Investing in a holiday home

Investing in a holiday home Is it really your great Aussie dream? It happens every year. You’re strolling down the high street of your local beachside town enjoying a long hot summer with the family when a holiday home in the real estate agents’ window catches your eye. And you start thinking: “If we had our own place, we could go there all year ‘round and instead of contributing to someone else’s financial future we …

Cyber Crime – how to protect yourself

  Cyber Crime – how to protect yourself With the flurry of online spending during the holiday season, now is a good time to review how well you’re protected against Cyber Crime. The internet brings many positives but it’s also allowed fraudsters to develop numerous and elaborate ways to exploit unwitting users by attempting to steal money, private information and even personal identity. Hackers focus on leveraging vulnerable computer systems to obtain data. Don’t despair, …

Saving in a material world

  Saving in a material world It’s not easy to be thrifty in our consumer society. We’re surrounded by so much temptation that it can be difficult to avoid spending money. So why not try taking a break from spending? If you can tighten your belt on the little things, it can help ensure you have enough for the odd splurge, that well-earned holiday, or for unforeseen expenses. Here are some creative ways to cut …

Save Money Even When You Dine Out

Save Money Even When You Dine Out The reaction of most people with limited amount of money when they hear a dining out plan is the sigh “expensive”. It is true that dining out in most restaurants is an expensive venture, but you can still enjoy the occasional meal dining out without having to stretch your budget to the brink of a meltdown. This is possible if you are a smart spender. Smart spending doesn’t …