Postgraduate education: Is it worth it? So you’ve finished your degree – now what? With more Australians taking time to study for longer,find out if the benefits to your career and earning potential could be enough to make it worth investing in a postgraduate qualification. Starting your working life with a sizeable HECs debt might not be the best thing about studying for a qualification in Australia, but it’s definitely not deterring young people from …
Time for your next pay rise? It’s important to get paid what you’re worth, for your self-esteem and your bank balance too. Find out what’s going on with wages and jobs in Australia and whether you should ask for a raise. Haven’t had a decent pay rise in a while? If you work in Australia, chances are you’ve seen very little change in your basic wage in the last few years, regardless of what industry …
10 negotiating tips for your next conversation about pay Do your homework for your next pay rise conversation with these ten tips to help you prepare your case and boost your chances of getting the right result. In 2017, even Reserve Bank Chief Philip Lowe was encouraging Australians to be more confident and courageous in asking for a pay rise. Although the current outlook for wage growth in our job market is pretty flat, there isn’t any harm in …
Are you cheating on your partner – with money? Financial “infidelity” can be just as destructive as the more traditional kind. Discover just what financial infidelity might look like in your relationship and what to do if you find you’ve been lied to – or need to confess. Lying about money is on the rise What hurts more – having your partner hide another relationship from you, or lie about how much money …
Where the money is: Jobs on the rise towards 2020 A new year can get you thinking about all sorts of lifestyle changes, including career direction. We look at the 5 industries expected to experience growth and offer the best in job opportunities in the next two years. Money isn’t the only reason we choose to work in the jobs we have. You might be following a personal passion or making the most of natural …
The best money blogs and financial advice for 20-somethings Are you a 20-something, a Millennial, a Gen Y or a Gen Next? Actually, it’s a trick question, as they’re all the same thing. Whether you believe such a label applies to you or not, you may think managing your money better isn’t something you should be doing until you’re 30-something and living in your own home with kids. Here we feature some money blogs to …
Is working more the answer to your financial problems? When working more means earning more, it makes sense to take that promotion or extra shift to get ahead financially. But when expenses go up and quality of life goes down, is the price you’re paying for longer hours too high? So you’ve been offered a pay rise at work that comes with more responsibilities. If that’s going to mean staying late at the office or …
Psych yourself into saving Whether you’re struggling to make ends meet or living comfortably, saving money can be something you’ll be finding hard to do. In her new book “Mind Over Money: The Psychology of Money and How To Use it Better” BBC broadcaster and psychologist Claudia Hammond shares insights into how we can change our ways when it comes to budgeting, spending and saving more for a rainy day. Why should we save? If …
Living the good life in your 20s, 30s and 40s Whether you’re twenty-something and single or married with kids, life is full of challenges and opportunities. How can you handle money better so you’re not held back by debts and financial stress? New guest contributor, James Trethewie Financial Planner AFP®, AKA “Tarzan with a calculator” as dubbed by Sophie Monk on the last season of The Bachelorette, shares his tips for managing your finances for a …
Borrowing money: When and how to do it right We all know getting into debt isn’t really desirable. So are there times when borrowing is justified? And what’s the best approach to keeping repayments within reasonable limits? We spoke to CFP® Sandy Hopps to get expert advice on smart ways to borrow money. Recent reports and statistics show we’re no strangers to debt in Australia. According to OECD data from 2015, Australia is 4th in the world …
