Four key risks to consider for a comfortable retirement | AMP Capital

Four key risks to consider for a comfortable retirement Sometimes saving for retirement is the easy part, it’s how to manage risks when one approaches or enters retirement that can be tricky. There are four key risks in retirement – sequencing of returns, lower-than-expected returns, longevity risk and knowing how much a retiree can spend without falling short. There are other critical issues such as living arrangements and the rising cost of healthcare, but the …

Market Update 27 August | AMP Capital

Market Update 27 August Investment markets and key developments over the past week Global share markets rebounded over the last week with US shares making a new record high helped by signs that the Delta wave may be slowing in the US, before a bit of caution pared gains later in the week ahead of the central bankers Jackson Hole meeting. Reflecting the positive global lead Australian shares also rose over the week but rising local …

China’s growth slowdown and regulatory crackdown – what does it mean for China’s growth outlook? | AMP Capital

China’s growth slowdown and regulatory crackdown – what does it mean for China’s growth outlook? Key Points China is seeing a regulatory crackdown on tech companies, the property sector and inequality aimed at supporting its middle class. The shift to “bigger government” likely has further to run. Chinese economic growth is likely to be soft this half but policy easing and maybe a pause in some regulatory moves should allow a rebound next year. This …

Six reasons why shares are at or near record levels. But is it sustainable? | AMP Capital

Six reasons why shares are at or near record levels. But is it sustainable? Key Points Bonds and shares often diverge – we saw this a year ago with shares rallying but bond yields staying low. Shares have been boosted by strong earnings news, improved valuations, investor awareness of last years’ experience of a post lockdown bounce back, vaccines providing optimism in a more sustained reopening, some pressure for more stimulus & M&A activity. While …

Market Update 13 August | AMP Capital

Market Update 13 August Investment markets and key developments over the past week Global share markets continued to rise over the last week with reopening and earnings optimism offsetting Delta concerns and propelling US and European shares to record highs. The Australian share market also rose to a new high on the back of good earnings news offsetting ongoing dismal news on lockdowns – notably in NSW – with banks, telcos, utilities and retail stocks leading …

Capitalising on the COVID-19 recovery | AMP Capital

Capitalising on the COVID-19 recovery Australia’s strong economic recovery has certainly been interrupted by lockdowns across the country, but despite this short-term pain, we believe the economic momentum following the re-opening will bode well for commercial real estate and those investors able to find value from both traditional and alternative real estate sectors. It may feel like a surprising statement with many still in lockdown and case numbers stubbornly high, but we believe the time …

Great investment quotes for topsy turvy times | AMP Capital

Great investment quotes for topsy turvy times   Introduction The current environment seems to be one of extreme uncertainty. We have seen a strong economic recovery from last year’s global and Australian recessions – but there are worries about the resurgence of coronavirus driven by the Delta variant, peak growth, peak monetary and fiscal stimulus, high inflation, and high debt levels. And ‘get rich quick’ trading around crypto currencies and “meme” stocks like GameStop on …

Market Update 6 August | AMP Capital

Market Update 6 August Investment markets and key developments over the past week Global share markets rose over the last week with US and European shares making a new high helped by good earnings results offsetting Delta concerns. The Australian share market also rose to a new high propelled by M&A activity in relation to Afterpay and Santos & Oil Search with strong gains in IT, financial, consumer staple and property stocks. Bond yields rose in …

COVID relief continues for retirees

  COVID relief continues for retirees The Australian Government has extended measures brought in to help retirees through the COVID-19 crisis. Lower minimum income rate… If you hold an account-based pension or similar product, you need to withdraw a certain amount each financial year – this is called your minimum income amount. The Government reduced this amount by 50% during the last year. The lower rate has now been extended until 30 June 2022 so Australian …

Coronavirus continues to cause havoc globally and in Australia – but here are five reasons for optimism | AMP Capital

Coronavirus continues to cause havoc globally and in Australia – but here are five reasons for optimism Key points The news on coronavirus has been bleak again lately – with rising cases globally & the ongoing NSW lockdown. However, there are five reasons for optimism: lockdowns still work against Delta (eg, in SA & Victoria); vaccines are working; once lockdowns end economic activity rebounds quickly; the threat posed by Delta will keep fiscal & monetary …