Why is Australian housing so expensive and what can be done to improve housing affordability? | AMP Capital

Why is Australian housing so expensive and what can be done to improve housing affordability?   Key Points The key drivers of poor housing affordability and high household debt levels in Australia have been low rates and poor housing supply. Macro prudential controls to slow home lending now look imminent. But this is just a cyclical measure. More fundamental measures to improve housing affordability need to focus on boosting housing supply and decentralising away from …

Market Update 24 September | AMP Capital

Market Update 24 September Investment markets Global shares fell sharply early in the week but then rebounded as fears around China Evergrande receded and the Fed meeting was out of the way. This saw US, European and Chinese shares rise for the week, but Japanese shares fell. Australian shares also fell despite a mid-week rally as the weak iron price weighed on miners which along with falls in financial and property shares more than offset big …

Correction time? Shares get the wobblies – seven things investors need to keep in mind | AMP Capital

Correction time? Shares get the wobblies – seven things investors need to keep in mind Key Points Share markets have hit the wobbles lately on the back of a long worry list ranging from growth concerns, central bank tapering, the US debt ceiling and fears of about China Evergrande’s problems. Shares may still have more downside as it will take a while to resolve some of these issues. Key things for investors to bear in …

Market Update 17 September | AMP Capital

Market Update 17 September Investment markets Global shares were mixed over the last week with US and Japanese shares up, European shares flat and Chinese shares down. US shares were helped by stronger than expected activity data and softer inflation, but Chinese shares were hit by a further slowing in Chinese data and concerns about Evergrande Group. Australian shares fell with solid gains in energy and property shares offset by sharp falls in mining stocks on …

Can you use your pension to retire debt free?

Can you use your pension to retire debt free? Perhaps you’re considering options for how to reduce your debt before retiring. Well, one option may be to use your pension account, but there are some important things you should consider first. It’s no secret that Australia, like many countries, has an ageing population. According to the Australian Bureau of Statistics, 16.3% of us are over the age of 651, but that number is expected to grow …

Five reasons why the Australian dollar is likely to resume its upswing over the next 12 months | AMP Capital

Five reasons why the Australian dollar is likely to resume its upswing over the next 12 months   Key Points Since its February high of around $US0.80 the $A the $A has fallen on the back of global growth concerns, a slowdown in China and the Delta outbreak in Australia. However, there is good reason to expect the $A to resume its rising trend: sentiment towards the $A is negative; global growth is likely to …

An introduction to ‘ethical investing’ | Money & Life

An introduction to ‘ethical investing’ Growing concern about a range of environmental and social issues is fuelling a rise in ethical investing in Australia. Here’s a look at this fast expanding sector. For many personal and financial reasons, a growing number of investors are seeking to apply an ethical lens to their decision making. For some it’s about using their funds to drive change on issues like the climate, animal cruelty or human rights abuse. …

Market Update 10 September | AMP Capital

Market Update 10 September Investment markets and key developments over the past week Global shares were mixed over the last week. US and European shares fell on concerns about the growth outlook and central banks reducing stimulus, but Japanese shares continued to rise on hopes for more fiscal stimulus after PM Suga announced he would step down and Chinese shares rose. Australian shares fell on the back of the weak global lead, lower iron ore prices …

Market Update 03 September | AMP Capital

Market Update 03 September Investment markets and key developments over the past week Global share markets saw continuing gains over the past week helped by expectations that the Delta outbreak won’t lead to lockdowns in major developed countries and that the Fed would be gradual in scaling back monetary stimulus. Helped by the positive global lead and rapidly rising vaccination rates, the Australian share market also rose despite rising local coronavirus cases, with the gains …

Australian GDP slowed in the June quarter & will be hit hard by the lockdowns – but here’s 7 reasons to look beyond the gloom | AMP Capital

Australian GDP slowed in the June quarter & will be hit hard by the lockdowns – but here’s 7 reasons to look beyond the gloom Key Points Australian GDP growth slowed in the June quarter but to a stronger than expected +0.7%qoq. This avoids a technical recession, but the current quarter is likely to see a 4% slump due to the lockdowns. While there is lots of gloom around there remains strong reason for optimism …