Four ways to save more for a rainy day | Money & Life

Four ways to save more for a rainy day Having access to savings can be vital when an emergency strikes. But making the most of your savings by earning interest can also help you get ahead financially. Discover ways to help your savings grow without leaving yourself stuck for extra cash. Last year our FPA Money & Life Tracker: Covid edition survey asked over 2,000 Australians how the pandemic has made a difference to their finances and …

Smart strategies for paying down debt | Money & Life

Smart strategies for paying down debt To get on top of your finances, clearing debts is essential but how can you find a strategy that’s going to work for you and your money habits?  Explore some of the ways to go about tackling your debts so you can start working towards your other financial goals. Being in debt can really wear you down, both financially and emotionally. Whether it’s a single large credit card balance …

Getting your super back on track | Money & Life

Getting your super back on track If you experienced financial hardship in 2020, you may have decided to withdraw from your superannuation balance to tide you over. Find out what you can be doing to top up your super and keep your retirement savings on track. In 2020, the Federal Government announced a number of different types of support for Australians in financial difficulty due to the COVID-19 pandemic. For people who lost their jobs …

Changing money habits for good | Money & Life

  Changing money habits for good Is sticking to a budget the money magic wand that can sort out your finances, once and for all? Discover what budgeting can and can’t do for you and how to turn new budget habits into positive lifestyle changes. What’s a budget for? Knowing how to budget is one thing. But what is the real point of a budget and how can it actually help you change your behaviour and get …

Super milestones to hit in your 20s, 30s and 40s | Money & Life

Super milestones to hit in your 20s, 30s and 40s It’s never too early or too late to start planning for life after work, but where do you start? If you’re feeling unsure about how your super stacks up, take a look at our simple guide. While there’s no ‘one-size-fits-all’ approach to superannuation, it can help to understand what you need to focus on at each stage of life. Endura Private Wealth director Craig Stobbie …

How the gender pay gap is causing problems for Aussie women: Now and in the future | Money & Life

How the gender pay gap is causing problems for Aussie women: Now and in the future Women are entering retirement with significantly less superannuation and personal savings than men – leading to a growing class of women living out their golden years in poverty. We explore how the gender pay gap is adding to this growing epidemic. While most people have heard of the ‘gender pay gap’ (GPG), many of us are less familiar with …

What you can claim when working from home | Money & Life

What you can claim when working from home Setting up a home office? Here’s how to create a comfortable workspace, while offsetting the extra costs of working remotely. If you’re among those who’s decided to say ‘so-long’ to the office, you’ve probably also realised that having the right home-office set up is essential for your productivity – and sanity. As many of us learnt during lockdown, trying to fit in a full day’s work at …

What does it really cost to raise kids? | Money & Life

What does it really cost to raise kids? We often hear that raising kids is expensive, but just how much will it cost you over the first five, 10 or 20 years? Here’s a closer look at the costs of each stage of life. If you’re thinking about having kids, or have already taken the plunge, you might be wondering how much you’ll need to budget for their welfare. There are a few different answers …

Buying a home in 2021? Read this first | Money & Life

Buying a home in 2021? Read this first Thinking about making a sea-change or tree-change? Wondering if it’s a good time to buy in the city? With house prices rising fast across most of the country, here’s what you need to know to get onto the property ladder. It’s official, Australia is experiencing a widespread property boom not seen for more than a decade. After COVID-19 put the brakes on the housing market early last …

Why women need a unique focus on their finances

Why women need a unique focus on their finances For many reasons, women face additional hurdles when it comes to achieving financial freedom. So it’s important to take control of your finances now, and be proactive when it comes to planning your financial future. Ladies, it’s time for a reality check. The unfortunate truth is that women experience low-income and poverty at a much higher rate than men. In fact, up to 40 per cent …