Gen Y investing in home and away Gen Y has been brandished a generation of non-savers but that is not the reality. Gen Y is saving but unlike earlier generations they are not necessarily saving for a home. Some of that move away from saving for a home comes down to the high price of property, particularly in the major cities. According to the Bank for International Settlements, Australian house prices are the second …
Resolutions for a wealthy future Shedding a few kilos and getting fit are popular New Year’s resolutions, but along with improving your health why not resolve to boost your wealth in 2016? The best way to do that is to have a clear picture about what you want to achieve. Perhaps you want to buy a new car, save a deposit for your first home, prepare for the birth of a child or go on …
Your essential 2016 checklist! These tips can help your health, wealth and happiness flourish in the coming year. Another year has flashed by even quicker than the last. Now’s the time to look back on whether you achieved everything you wanted to last year―and set your goals for the coming year. Here are some tips to help you get organised. Health and fitness Make appointments for health and fitness assessments. Then set your goals and …
Why cyber security matters As technology advances and we become increasingly more connected, the risk of cyber crime and data corruption rises. Shareholders are seeking assurance that the companies they invest in are prioritising data and cyber security at a board level.Shareholders should – and are – becoming increasingly savvy to the impact data and cyber security can have on their investments. With the security risks that are presented by data collection and storage, …
The demand for global infrastructure …and what this means for investors An estimated US$78 trillion will be required for global infrastructure investment over the next two decades. The majority of infrastructure requirements are dominated by the core sectors of transport, energy, water and communications. Additional infrastructure requirements outside of these sectors include roads, airports, port and loading facilities, health, education and other community service provisions.1 Regional spending requirements Infrastructure requirements in North America, Europe and …
Four tactics to build an investment portfolio by Jeff Rogers, Chief Investment Officer, ipac Investment Management Learn strategies to help you focus on long-term wealth accumulation, so you can fund your aspirations for retirement. An increasing number of Australians are hitting retirement age, and more people are now seriously addressing the question of how they actually want to spend their retirement and how they will fund those aspirations. If you already have investment strategies …
Paying your bills in retirement Retirees and those nearing retirement have learned the hard way the importance of holding a portion of their nest egg in low-risk fixed income investments. During the financial crisis cash and bonds not only outperformed shares and property, they helped investors protect their capital and pay the bills.1 Now that interest rates on most term deposits are below four percent 2 and the official cash rate is at record …
Help achieve your investment goals with dynamic asset allocation It goes without saying that the investment landscape has changed dramatically in recent years. Deleveraging has become an ongoing theme; central banks have played a significant role in guiding the economy and extreme swings in investor sentiment have all contributed to market volatility. All this will likely continue to impact the reliability of future investment returns. Investment cycles prevail The fundamental principle underpinning a dynamic …
Beyond children: safeguarding the future With your house paid off, the children grown up and your retirement savings on target, you could be lulled into a false sense of security that you no longer need personal insurance. If you or your partner were to die, then little may change in your financial situation. But what would happen if one of your adult children had an accident and needed care for the rest of their …
4 Wise Quotes About Investing Money Explained Investing money in the financial market is similar to surfing in an ocean. Hidden beneath the seemingly innocent ocean waters are sharks that can rip you apart in case you come near their territory. In the investment market, you are the surfer while the sharks are bad investments that can gobble up your precious savings within a matter of seconds. But you can save yourself from bad investments …
