Weekly Market Update 16 November 2018

Weekly Market Update 16 November 2018 Investment markets and key developments over the past week “Risk off” returned with a vengeance to financial markets over the last week with most share market falling and bond yields declining as last month’s worries returned, tech stocks came under renewed and the continuing plunge in the oil price weighed on energy shares. Australian shares have almost fallen back to their October low with financial shares under renewed pressure. Chinese …

How to invest in property without actually buying one

How to invest in property without actually buying one You don’t have to be a landlord, deal with tenants or put a deposit down on a home to get your foot in the property market. While investing in property may be a dream of yours, saving for a deposit, dealing with tenants and paying off a mortgage mightn’t be. The good news is there are opportunities where you can invest in property without actually buying one, with …

13 commonsense tips to help manage your finances

13 commonsense tips to help manage your finances   Key points Getting your personal finances right can be a challenge. Here are 13 tips that may be of use: shop around when it comes to financial services; don’t take on too much debt; allow that interest rates can go up as well as down; allow for rainy days; credit cards are great but they deserve respect; use your mortgage (if you can) for all longer …

The super split

The super split By the time you retire your super may be one of your biggest assets. So when it comes to a divorce, it’s a very important part of a financial settlement. Find out from legal and financial experts what you need to know, and what to keep in mind when it comes to super and separating your family finances. Splitting your financial assets during divorce is often a complex and difficult process. In …

Who calls the money shots in your relationship?

Who calls the money shots in your relationship? When it comes to all things money, how are decisions reached in your relationship? Is everything up for discussion or do you each take the lead on different financial matters? The recent UBS Own Your Worth report based on a survey of 1700 married couples in the US revealed some interesting findings about who takes charge in money matters. 88% of women in same-sex couples and 90% of women …

Responsible Investment Leaders – Engagement Report 2018

Responsible Investment Leaders – Engagement Report 2018 This report provides a snapshot of the work the Responsible Investment Leaders (RIL) funds have been doing on your behalf to make a difference. We cover the big issues of 2017 and showcase some of the assets the RIL funds have supported to make the world a better place – our investments in community infrastructure, sustainable forestry, clean tech and renewables are just as exciting as the engagement …

Scaling down to retirement – tips and tricks

Scaling down to retirement – tips and tricks If you were scaling down to retirement, what would it mean to you? Would you draw a line in the sand where one day you’re working full-time and the next day a whole new world of recreation opens up to you? Or would you gradually reduce paid work and swap it for travel, hobbies, looking after the grandchildren or other things? I was speaking to a good …

Weekly Market Update 09 November 2018

Weekly Market Update 09 November 2018 Investment markets and key developments over the past week Share markets mostly rose over the last week, helped in particular by a favourable reaction to the US midterm elections. Chinese shares remained under pressure though. Bond yields continued to rise reflecting the “risk on” tone from investors and as the Fed showed no signs of pausing its rate hikes. Commodity prices were mixed though with oil falling further and metal …

Three reasons why we’re not in a bear market

Three reasons why we’re not in a bear market October was certainly a volatile month for investors. Share markets globally fell between 6% and 7% in total return terms. Australia had the worst monthly outcome since August 2015. But if you measure the falls from highs this year to recent lows the retreat has been even bigger. The average decline for global shares has been around 10%. From its peak in late August, the S&PASX200 …

Rising US interest rates, trade wars, the US midterm election results

Rising US interest rates, trade wars, the US midterm election results – should investors be worried? Key points It’s still too early to be sure that last month’s pullback in shares is over but we remain of the view that it was not the start of a deep bear market and that the trend in shares remains up   Worries around US interest rates, trade wars, European politics etc are unlikely to be terminal.   …