Why geopolitical concerns are somewhat overblown

Why geopolitical concerns are somewhat overblown The major worries for investors this year have been rate rises in the US, and geopolitics, particularly the US-China trade conflict and Italy. If we take another look at both those issues, however, some of the concerns appear somewhat overblown. I have previously said the US-China trade dispute would probably get worse before it gets better and that is playing out. It is clear that both sides have dug …

How to talk to your kids about money

How to talk to your kids about money Children first learn about money and how to manage it – earn, spend, save, invest, give it away – from watching and listening to adults. When we share positive behaviour and are frank about money, we create realistic expectations for children and we empower them to become financially capable adults. So, why not weave smart money lessons into your everyday moments? Download our free eBook now for ideas and …

Econosights- The US economy – upcoming midterm elections & its impact

Econosights – The US economy – upcoming midterm elections & its impact Key points Upcoming US midterm elections may see the Republican party lose its majority in one or both houses of Congress which could make passing policy changes more difficult for the government. But, policy already passed (including tax reform) will be difficult to reverse.   Impeachment investigations against Trump are likely if Democrats gain a majority in the House, which would lead to …

When to start talking money with kids

When to start talking money with kids If you want your kids to get into good habits with money, when should you start teaching them about it? Are the pre-school years too soon for pocket money and chats about spending money online? Find out more from our Share the Dream report about how and when parents are talking money with their kids. Aussies may have a natural reserve when it comes to talking money. But …

How are parents teaching kids value of money in todays digital world?

How are parents teaching kids the value of money in today’s digital world? As part of their Financial Planning Week campaign, the FPA conducted national research with The Curious Co. The Share the Dream national survey of 1,003 Australian parents of children aged 4-18, gives new insights into our nation’s financial capability and readiness to share the dream with the next generation. Did you know that two thirds of Aussie parents believe digital money is …

Weekly Market Update 26 October 2018

Weekly Market Update 26 October 2018 Investment markets and key developments over the past week Most major share markets fell over the past week as worries about the global outlook continue. Chinese shares rose though thanks to stimulus measures. Bond yields fell on safe haven demand and while iron ore prices rose, oil and metals fell. The $US rose and this weighed on the $A. The share market correction continues with increasing concerns about global growth. From …

The pullback in shares – 7 things investors need to keep in mind

The pullback in shares – 7 things investors need to keep in mind Key points   The current pullback in shares has been triggered by a range of things – but most notably worries about rising US interest rates and the US/China conflict.    Shares may still have more downside, but we are of the view that it’s just another correction.   Key things for investors to bear in mind are that: corrections are normal; in …

Get money out in the open

Get money out in the open Money talk is one of our biggest taboos in Australia. But if we can’t be open about it, how will our kids learn to thrive in the invisible money age? Find out more about the potential benefits of opening up about money – for you and your kids. In two recent surveys[1] on what Aussies prefer not to talk about, money came out on top. Personal finances are the topic …

Market correction or market downturn?

Market correction or market downturn? It’s understandable that the recent sharp sell-off on financial markets has left investors feeling particularly nervous. The main concern has been the US Federal Reserve’s shift in monetary policy from low rates and printing money to rising rates and the withdrawal of that printing policy. But there’s also a lengthy worry list of issues that we hear continuously: the US trade conflict with China, issues around the leadership of President …

Home to roost: Advice for parents with adult kids living at home

Home to roost: Advice for parents with adult kids living at home Do you have adult children living with you? Thanks to housing affordability and stagnant wage growth, more kids are relying on Mum and Dad to keep a roof over their head well into their 20s and 30s. Get some advice on how to foster financial independence in your kids, so they’ll be ready to stand on their own two feet when they leave …