Five, four, three… it’s not too late to get more in super

Five, four, three… it’s not too late to get more in super There’s a small window left before new rules stop you from adding as much to super as you can right now. It’s crunch time. Time to get advice before super as we know it changes. From 1 July 2017, new laws will limit the amount that goes into super across the board. And that means you need to be prepared and you need …

How to make technology work for you

How to make technology work for you Automate the boring things Set up direct debits so your bills are paid on time without having to remember all the due dates. And if your credit card is weighing you down, set up a regular payment and pay the full amount each month if you can to avoid more interest. Or at least pay the minimum monthly amount before the due date rolls around. You’ll have peace …

How can I safeguard my ability to pay off my home loan?

How can I safeguard my ability to pay off my home loan? It’s not unusual that life can be smooth sailing one minute and throw you a curveball the next. You might be hit with an injury or illness, a reduction in income or redundancy, a separation from your partner, or even a death in the family—all of which can be difficult, emotionally as well as financially. If you happen to owe money on your …

Gut instinct is no match for expert advice

Gut instinct is no match for expert advice By Paul Clitheroe 6 February 2017 One of the marvelous aspects of living in the digital age is the ready availability of information. It’s a far cry from the days when we often made decisions based on a hunch, and that’s just as well. Research by broking group Mortgage Choice confirms that one in three Australians have regretted a financial decision based on gut instinct. When it …

How to cope with losing independence

How to cope with losing independence If you or a loved one is experiencing a loss of independence, you may be able to maintain a sense of control. Few, if any of us, look forward to losing independence. In fact, research reveals that 75% of older people feared losing independence while only 29% feared dying1. It also revealed that 44% were worried about moving into an aged care facility. Whether a physical, social or emotional …