3 Steps to Erase Your Money related Fears

3 Steps to Erase Your Money related Fears Fear and money are the chips of the same block. They are in tandem and complement each other like fish and chips or bagels and cream cheese. Money today is integral to the survival and life style of a person. It is needed for nearly every activity and securing of money has become one the greatest priorities of most people. When such is the importance of money …

Want to grow your nest egg faster?

Want to grow your nest egg faster? How salary sacrifice can help you save tax and boost your super.   We’ve all heard of salary sacrifice—but what does it mean when it comes to your super? It means contributing extra to your super, on top of what your employer already does, in before-tax dollars. Salary sacrifice payments—classified as concessional contributions because a lower tax rate applies—enable you to keep more of your money so your …

How to make working later in life work for you

How to make working later in life work for you Tips for taking a freestyle approach to work and retirement  The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations—we’re no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing,[1] people living longer[2] and concerns about whether we have enough money in our super, we …

4 Lies Money Wasters Tell Themselves

4 Lies Money Wasters Tell Themselves Standing on the shop and wanting to spend a fortune on the tons of merchandise that are around you, this is a normal happening for most of us that have shopping urges, yet deep down we do know the consequences of spending a fortune and so we tend to hold back for a while. Right at that moment a voice pops in the head and tells us exactly what …

Phone security: get switched on

Phone security: get switched on Keep your money, identity and personal information safe Have you ever left your phone behind? It’s an odd feeling—like part of you is missing. And even though you’ll only feel right with it back in your hand, if your phone’s secure you’ll have peace of mind that your money and identity are safe in the meantime. Make sure your phone’s not susceptible to viruses and, if lost or stolen, that …

Do You Know the Difference between Needs and Wants?

Do You Know the Difference between Needs and Wants? What’s one reason why people aren’t able to save money? They don’t know the difference between their needs and wants, resulting in too many unwanted things spilling out of your cupboards, closets, and drawers. In order to prevent their desires from controlling their thoughts, they need to differentiate between what they need and what they can do without. Here’s how to start: 1.     Make a List …

Investing in a holiday home

Investing in a holiday home       Is it really your great Aussie dream? Read more. It happens every year. You’re strolling down the high street of your local beachside town enjoying a long hot summer with the family when a holiday home in the real estate agents’ window catches your eye. And you start thinking: “If we had our own place, we could go there all year ‘round and instead of contributing to someone else’s …

Household Budgeting- The Best Way To Save Money!

Household Budgeting- The Best Way To Save Money! Running a household is just like running a business. You have to manage finances and work on money investment strategies to transform a house into home- your dream home! People usually don’t take household budgeting seriously and which is why they may find it challenging to run the house in the limited income. Well here are few tips that can help you manage household successfully without running …