Term

Five constraints on medium term investment returns

Download PDF version Five constraints on medium term investment returns Key points – Five megatrends suggest higher medium term inflation pressures & lower economic growth than pre-pandemic. – These are: a move away from economic rationalist policies; the reversal of globalisation; rising geopolitical tensions; climate change and decarbonisation; as well as slowing and aging populations. A productivity boost from artificial intelligence should provide some partial offset though. – But taken together this will likely …

FinancialPartners 31/10/2023 21/11/2023 Blog / E - Economics / E - Financial Snapshot / E - Insights Papers / E - Markets & Investments / E - Oliver's Insights / FP - Financial Planning constraints / Five / insights / Investment / medium / On / returns / Term

Oliver’s insights Podcast: Ep#97

Episode #97: Five constraints on medium term investment returns In the 1980s and 90s superannuation investment returns were very strong. But since 1999, nominal superannuation returns have been more constrained averaging 6.2% pa as we entered a lower return world. Five key structural trends suggest higher medium term inflation pressures and constrained economic growth than pre-pandemic. AMP’s Chief Economist, Dr. Shane Oliver looks at why this is happening as well as the implications investment returns. …

FinancialPartners 30/10/2023 30/10/2023 AMP YouTube / Blog / FP - Financial Planning / FP - Super - Accumulation #97 / 1980s / constraints / Ep / episode / Five / insights / Investment / medium / Oliver’s / Podcast / returns In / superannuation / Term

Oliver’s insights – Medium Term Returns

Since 1999 nominal returns have been more constrained averaging 6.2% pa as we entered a lower return world with real returns averaging 3.6% pa. The odds are that returns are likely to be even more constrained over the next 5 to 10 years. This article looks at why.

FinancialPartners 25/10/2023 25/10/2023 Blog / E - Economics / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning 1999 / averaging / been / constrained / entered / Have / insights / medium / more / nominal / Oliver’s / returns / since / Term

Term deposit vs savings account: what’s the difference?

Term deposit vs savings account: what’s the difference? Term deposits offer certainty and savings accounts offer flexibility. Here are some other common features and benefits of each. Putting your money into a savings account, or a term deposit, are two common methods of saving. Working out whether either of these options are right for you depends on your personal and financial circumstances, as well as your savings goals. To look at this simply, a separate …

FinancialPartners 28/06/2023 19/06/2023 Blog / FP - Financial Planning / FP - Saving Account / deposit / Difference / Investment & Market update videos from AMP Capital / Savings / Term / The / vs / What’s

Five medium term inflation pressures

Five medium term inflation pressures and implications for investors

FinancialPartners 29/11/2022 29/11/2022 Blog / E - Economics / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning Don’t / Five / gone / Good / Inflation / Introduction It’s / it’s / medium / often / pressures / realise / said / something / Term / Until

Long-term global trends and implications for markets

Trends that influencing economic growth and investment markets

FinancialPartners 28/11/2022 28/11/2022 Blog / E - Economics / E - ESG Wrap (Econosights) / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning ampcomau / Author Produced / economic / Econosights / Five / for / Global / growth / implications / influencing / Investment / Long / markets / markets Original / published / Term / that / trends

The good news in the plunge in markets – higher medium-term return potential (assuming inflation is tamed) | AMP Capital

The good news in the plunge in markets – higher medium-term return potential (assuming inflation is tamed) Key points The fall in bond and share values and rise in their investment yields on the back of higher inflation has seen our medium term (5 to 10 year) return projections for a diversified mix of assets rise to around 6.8% p.a. If inflation falls back to around 2.5% pa this suggests reasonable average returns ahead. The …

FinancialPartners 28/07/2022 28/07/2022 Blog / E - Economics / E - Insights Papers / E - Market Update / E - Oliver's Insights / FP - Financial Planning assuming / been / Good / higher / Inflation / investors / Is / losses / markets / medium / NEWS / painful / plunge / Potential / return / Shares / sharp / Start / tamed / Term / this / with / Year

What is a term deposit and how does it work?

What is a term deposit and how does it work? Term deposits offer certainty of return, with a fixed interest rate for a given length of time. Here’s how they work and how they compare with other ways to save. Term deposits are a type of savings account where you commit your money for a fixed period of time. They can be useful when you’re looking for certainty about what interest rate your money will earn. …

FinancialPartners 13/07/2020 13/07/2020 Blog / FP - Financial Planning / FP - Investment / FP - Managing Money / FP - Money Management / FP - Saving deposit / ever / find / it’s / Need / right / Term / What / wondered

Spread your money, reduce risk

Spread your money, reduce risk Six out of ten Australians own investments outside of the family home and super. That’s good news. The only problem is that many people are still putting all their eggs in one, or just a few, baskets. The latest investor study by the Australian Securities Exchange (ASX) found 40% of investors admit they don’t have a diversified portfolio. Almost one in two investors think their portfolio is diverse, yet …

FinancialPartners 12/03/2018 20/08/2018 Blog / E - Paul Clitheroe / FP - Investment / FP - Money Management Arithmetic mean / Asset / Australia / Australian Securities Exchange / Average / Bond / Bookmaker / Capital accumulation / Collective investment scheme / Contract for difference / Derivative / Finance / Government of Australia / Hedge fund / Investment / Melbourne / Modern portfolio theory / Mutual fund / Personal finance / portfolio / Punt / Punter / Rate of return / Risk / Stock / Stock exchange / Stock market / Sydney / Term / Time

Sports lovers enjoy better financial fitness

Sports lovers enjoy better financial fitness If your golf clubs have been under wraps or your tennis racquet has been tucked away for some time, it could be worth dusting them off. Research by AMP found Australians who play sport regularly are 64% more likely to achieve their financial goals than those who don’t. With the weather warming up, plenty of us will be thinking about getting in better shape. That can mean heading outdoors …