Oliver’s insights – personal finance 101

Getting our personal finances right can be a challenge at times. And the surge in interest rates has arguably made it even harder for many. This article looks at some common-sense personal finance tips that may be of use.

Australian housing finance is booming… but can it continue?

Australian housing finance is booming… but can it continue? What the data is saying According to figures from the Australian Bureau of Statistics (ABS) , the total value of new loan commitments for housing and within that, the value of owner occupier home loan commitments each reached record highs last month. Some key figures include: 1. The total value of new loan commitments for housing rose 8.6 per cent to $26 billion (seasonally adjusted.) This …

After the Bell: daily market update, July 9 | AMP Capital

ECONOMICS & MARKETS After the Bell: daily market update, July 9 09 Jul, 2020 Markets edged slightly higher today, new housing finance data was released, and it’s still not looking good in Victoria in terms of COVID-19 cases. Our senior economist, Diana Mousina, shares her thoughts. Important information While every care has been taken in the preparation of this video, AMP Capital Investors Limited (ABN 59 001 777 591, AFSL 232497) and AMP Capital Funds …

Aussie attitudes to finance across the generations

Aussie attitudes to finance across the generations From Gen Y to Gen X to the Boomers, are attitudes to finance really that different between the generations? “Young people don’t understand the value of working hard and saving for the future.” “Baby Boomers are ruining our chance to buy a home.” People of all ages will express opinions about the older or younger generations, but are we actually any different in our attitudes to finance? The …

What is an index?

What is an index? When people talk about the share market having gone up or down, what they are usually are referring to is an index. But what is an index and why is it important? An index measures how a certain part of the share market is performing. Typically, each index consists of the shares that make up that part of the market. By combining these shares together, the index will give you a …

Relationship rules for your finances (Video)

Relationship rules for your finances (Video)  Your relationship might be rock solid. But any romance can come unstuck when you fall out over money. Keep those financial squabbles at bay with our friendly guide to joint finances. If you have a question you’d like answered by a professional financial planner please email us at [email protected]. We’d love to hear from you. This video contains general financial advice only. It is provided by an Australian Financial …

When is the right time to downsize?

When is the right time to downsize? Downsizing from a larger family home to somewhere smaller can be an obvious choice when retirement is on the cards.  For others it’s a necessity and something they do reluctantly. So when it comes to timing your decision, what’s the right approach to getting the best outcome for you and your finances? When is the right time to downsize? We talked to CERTIFIED FINANCIAL PLANNER® professional Anne Graham, principal …

Get your new financial year game on

Get your new financial year game on We’re about three quarters of the way through this financial year, but don’t worry, you’ll be wearing a confident grin by June 30 with this list of eight things to do now to get new financial year ready. Download our checklist and tick them off as you go. 1. Check in on your goals There’s no point doing anything until you know what you’re doing it for.  Write down your …

What to expect from a financial planner (Video)

What to expect from a financial planner (Video)  What to expect from a financial planner So you’re meeting with a planner. What can you expect to share and learn about your finances during your experience? Find out in our short video about what to expect. Not sure whether you’ve reached that life stage where you need support and advice from a financial planner? Discover 5 good reasons you might have for seeking financial advice. And if …

All gain, no shame: What to expect from a financial planner

All gain, no shame: What to expect from a financial planner So you’re a busy couple building careers and a better future for a young family. Getting professional financial advice might seem like something you’re not ready for yet. But what if seeing a planner could bring you wealth and peace of mind without distracting you from important goals? We all make mistakes with money from time to time. And most of us wish we …